“What is Workers’ Compensation?”
While many of us may have heard of Workers’ Compensation or know someone who might have received it, they may not know what Workers’ compensation is or the process in which it is distributed to workers.
Workers’ Compensation is a type of insurance that is required by state law to provide compensation to employees who are involved in an injury or accident on the job. Additionally, Workers’ Compensation is regulated at a state level — meaning New York State laws related to Workers’ Compensation are very specific, and will differ from the laws in surrounding states such as Pennsylvania, Ohio, Massachusetts, Vermont, Connecticut and New Jersey.
In addition to understanding New York’s laws on Workers’ Compensation, it is also important to understand some key points about Workers’ Compensation:
♦ Hospital and medical expenses related the treatment of your work related injuries are covered under Workers’ Compensation. This includes prescription medications and medical supplies.
♦ You must file your claim in New York with a C-3 Employee Claim document, and under very strict time limitations.
♦ Disability payments are covered through Workers’ Compensation and usually amount to two-thirds of your “regular” or pre-injury pay. These payments are non-taxable.
♦ Work-related overuse injuries like back problems or arthritic issues and carpel tunnel syndrome can be covered under Workers’ Compensation.
♦ Certain injured workers with permanent injuries may be entitled to a settlement of their claim.
Contact us if you have any additional questions related to Workers’ Compensation
About Losi & Gangi
The law firm of Losi & Gangi is a general partnership of attorneys concentrating the majority of their practice on workers’ compensation matters and personal injury law. The firm consists of partners David Paul Losi, Jeffery D. Gangi and Harry G. Modeas, with associate attorneys Thorice M. Jacobs and Brett A Miller. In addition to our attorneys, the firm also employs a licensed workers’ compensation claimant’s representative, Jay P. Boardway.